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BUT I HAVE BEEN DECLINED ELSEWHERE!
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At Aardvark Mortgages we understand that from time to time people struggle to maintain or make mortgage repayments and that sometimes circumstances dictate what is and isn't possible to do with your money. That's why at Aardvark we take a friendly and professional approach to people who have struggled and continue to struggle with finance. Many people are unfortunate enough to have credit problems against their or their partners name. Some lenders do not consider this a problem - in fact many specialise in dealing with people who have less than perfect credit. |
We at Aardvark have over 25 years of experience in the specialist market place of Adverse Mortgages and unlike most high street lenders will take an understanding view of your circumstances and work out a solution specifically for you. We have access to specialist lenders who accept applications from people with defaults, CCJs, IVAs, arrears, bankruptcy or repossession problems.
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What is an adverse credit mortgage?
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The simplest description of an Adverse Credit Mortgage is a mortgage for those who are not eligible or are excluded from "standard" mortgages due to their credit rating. Adverse credit mortgages are known by many names, Whatever they are called they all indicate the same kind of mortgage product - a mortgage designed for people with a poor credit rating. |
With an adverse credit mortgage, borrowers should expect to pay at least one per cent more than the rate offered for a standard mortgage. The rate applicable will be directly linked to your credit rating and the risk the lender perceives. The good news is that an adverse credit mortgage managed properly can help you begin to repair your credit history and can even be used to consolidate debts reducing the amount of interest paid. |
Why use a mortgage broker & why Aardvark
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Dealing with a specialist mortgage broker allows you the choice and the flexibility of the whole of the market. With thousands of products from all the lenders in the market and terms and rates changing daily, let us help you make the right choice when it comes to your mortgage needs. Our professionally qualified and experienced brokers can guide you through the sometimes difficult language of mortgages and provide you with the best solution that fits your particular circumstances. |
All initial advice is FREE. Only on completion on a mortgage with us is an administration fee payable and if for any reason you do not complete on your mortgage there is nothing to pay for our service. You will always be advised of the exact fee that may be payable before you make any decision to go ahead. What next? Call us on 0800 043 8478 or complete the form below. |
Complete form below & leave the rest to us!
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
A fee may be payable for mortgage advice, depending on your circumstances, of up to 2% of the loan amount.
Registered in England and Wales at 40 Alexandra Road, Wisbech, Cambs, PE13 1HQ. Reg no. 5625167. Aardvark Packaging Ltd introduces clients submitting enquiries through this web page to regulated Independent Mortgage Advice companies for which it may receive a fee of up to £200. The content of this web site is information on the services that are offered by our partner advice companies. The content of this website must not be taken or used as advice on the type of mortgage that is most suited to your needs. Aardvark Packaging Limited hold no responsibility for an advice given by our partner companies.